The WooCommerce Offline Credit Card Processing plugin offers a secure and flexible solution for handling credit card payments offline through your WooCommerce store. This plugin caters to businesses that prefer to process credit card information manually using a payment terminal, rather than using online payment gateways. Here’s a detailed look at its features and functionality:
Key Features
Manual Credit Card Processing
The plugin allows customers to enter their credit card details directly on your WooCommerce checkout page. Instead of processing the payment online, the information is stored securely in your WooCommerce database.
Offline Payment Handling
Once the credit card information is captured, it can be processed offline using a physical payment terminal or merchant account device. This method ensures that sensitive credit card details are not transmitted over the internet, adding an extra layer of security.
Security Measures
To protect customer data, only the first and last four digits of the credit card number are stored in your WooCommerce database. The middle eight digits are sent securely to a designated email address, ensuring that the complete credit card number is never stored in a single location or accessible through the website.
Compliance with Payment Standards
The plugin complies with industry standards and regulations for handling credit card information securely. By minimizing data exposure and ensuring encryption of sensitive details, it helps merchants maintain compliance with PCI-DSS (Payment Card Industry Data Security Standard) requirements.
Customizable Email Notifications
When a customer submits their credit card information, the plugin sends an email notification containing the middle digits of the card number to a specified email address. This allows merchants to retrieve the necessary details for processing payments offline while keeping the complete information secure.
Benefits
Flexibility for Merchants
Ideal for businesses that prefer manual credit card processing or have limitations with online payment options, such as internet connectivity issues or preference for in-person transactions.
Enhanced Security
By storing only partial credit card information locally and securely transmitting the rest via email, the plugin reduces the risk of data breaches and unauthorized access to sensitive customer data.
Customer Convenience
Customers can still complete their transactions seamlessly on your WooCommerce site, entering their credit card information as they would with any other payment method, which helps maintain a smooth checkout experience.
Compliance Assurance
Maintains compliance with PCI-DSS standards by implementing secure data handling practices and encryption protocols for credit card information.
Use Cases
Retail Stores
Brick-and-mortar stores using WooCommerce can offer customers the option to pay with credit cards online and process payments securely offline using a terminal at the point of sale.
Professional Services
Service providers and consultants can securely collect client payments online and process them offline, ensuring confidentiality and compliance with privacy regulations.
Event Registration
Organizers of events or conferences can accept online registrations and payments securely, then process attendee fees offline using a secure terminal or merchant account device.
Conclusion
WooCommerce Offline Credit Card Processing is an invaluable plugin for businesses seeking a secure and flexible method to handle credit card payments offline through their WooCommerce store. By integrating seamlessly with WooCommerce and implementing robust security measures, it provides merchants with peace of mind while maintaining compliance with industry standards.
For more information and to explore how this plugin can benefit your business, visit the demo page on WP Lab.
